Academy lesson

Equity vs debt fund taxation

How gains are taxed

Beginner·5 min read·Mutual Fund Taxation Foundation
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Tax depends on the fund type and holding period:

  • Equity funds: held ≤12 months → short-term gains; held >12 months → long-term, with an annual tax-free threshold. Rates are set by current law.
  • Debt funds: gains are added to your income and taxed at your slab rate (treatment changed in recent budgets).

Tax rules change often and depend on your situation - verify current rates and consult a tax professional.

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applies withPortfolio OverlapCompare two funds: shared stocks, Jaccard universe overlap and matched weight overlap before holding both.Why it is here: Apply this concept to real disclosed portfolio data.

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Related knowledge

referencesSharpe RatioUnderstand risk-adjusted return in a comparable peer context.Why it is here: Connected through the Gajamudra Knowledge Graph.
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